Canada Greener Homes Loan

GET UP TO $40,000 PER HOUSEHOLD FOR ENERGY EFFICIENT RETROFITS

This zero-interest loan from the Canada Mortgage and Housing Corporation (CMHC) can help you improve your home’s energy efficiency, save money, and increase home comfort.

Help us keep the Greener Homes Loan Program Funded

The federal government has decided to cancel the Canada Greener Homes Loan Program, with applications closing on October 1, 2025

Ending the Greener Homes Loan would undermine federal commitments to reduce emissions, support skilled trades, and bring down costs for Canadians.

This popular program has helped Canadians make their homes more affordable, comfortable, and efficient with upgrades like heat pumps, insulation, and windows.

We need MPs to act now to secure long-term funding so the program continues without interruption.

Contact your MP today – click here. Efficiency Canada has provided a quick & easy way to let your MP know you want them to keep the Greener Homes Loan Program funded.

Contact your MP now

Application Process

1.

Contact a Green Community

Scroll down to see our participating Green Community offices. Find one in your community and contact them. They will walk you through the process to participate in the Canada Greener Homes Loan program.

2.

Get a pre-retrofit home energy evaluation

Let one of our Registered Energy Advisors examine your house from basement to attic to assess its energy efficiency to help identify air leaks, drafts, poor insulation, and heating/cooling problems.

3.

Complete at least one UPGRADE

One retrofit that is both eligible and recommended by your Energy Advisor is necessary to claim the rebate.

4.

Setup a post-retrofit audit

Arrange for our Energy Advisor to revisit your home to perform the post-retrofit evaluation and complete the Canada Greener Homes Loan program process.

Why choose Green Communities?

The Canada Greener Homes Loan helps you address your home’s energy overconsumption and thereby reduces your monthly energy bill. You can get an interest-free loan for home upgrades like home insulation, draft proofing, replacing windows and doors, thermostats, heating equipment and installation of solar panels.

As a non-profit and Ontario’s first and longest-serving licensed EnerGuide Rating System service organization, we provide expert advice and don’t sell renovations. Fill out our contact form above to have the Green Community office in your region contact you for a pre-retrofit energy evaluation, which is the first step to enroll in the Canada Greener Homes Loan program.

Learn More About the Canada Greener Homes Loan