Canada Greener Homes Loan

The Canada Greener Homes Loan from Natural Resources Canada (NRCan) is a new interest-free financing programme that supports homeowners to make energy efficient retrofits. Eligible properties and homeowners can access this, in addition to the existing Canada Greener Homes Grant, to make deep retrofits recommended to them by our registered energy auditors during a pre-retrofit energy evaluation. 

Homeowners are eligible for a loan (unsecured personal loan on approved credit) amount between $5,000 – $40,000 through this program. Only one loan is available per eligible property and homeowner, and it can be repaid over a period of 10 years. An advance portion (up to 15%) of the loan total is available to engage contractors and begin retrofit work at your home. The full sum will be made available after verification through a post-retrofit energy audit. 

Who can apply? – Eligibility for the Canada Greener Homes Loan program 

Currently the Canada Greener Homes Loan is open to: 

  • Eligible applicants who are applying to Canada Greener Homes Grant. 
  • Active applicants at the pre-retrofit EnerGuide evaluation stage with the Canada Greener Homes Grant. 

What is an energy retrofit?

An energy retrofit is any work you do to make your home more energy efficient. It can be as simple as improving or replacing light fixtures, and installing low-flow faucets, to upgrading heating and cooling systems and appliances, adding insulation, and upgrading windows and doors.

How to Apply 

Step 1:
Check your eligibility and apply through NRCan’s Canada Greener Homes Grant Portal. 

Step 2:  
Contact Green Communities Canada and arrange a pre-retrofit EnerGuide evaluation with one of our local Green Community offices. 

Step 3:  
Get quotes from contractors for the retrofit recommendations made by our Registered Energy Advisors. 

Step 4:  
Apply for the loan through the Canada Greener Homes Portal with help from our office. 

Step 5:  
Work with your contractors to complete your retrofits and contact us for a post-retrofit audit. Remember to keep copies of receipts and invoices for work done! 

Step 6:  
Our energy advisors will update the information related to your final evaluation in the grant portal and help you avail the loan amount. 

For more details, visit NRCan’s website. 

To learn more, call your local Green Community.